Tesla is pulling out all the stops as it races toward the end of Q2. To boost its sales numbers, the company just launched two major incentives: 0% APR financing on the Model 3 and the return of Full Self-Driving (FSD) transfers. On the surface, both deals sound like a dream come true for Tesla fans — but as always, there’s more to the story once you dig deeper.
0% APR Financing: A Rare Offer in 2025
The headline-grabber here is the 0% APR financing, but it’s important to note that it’s only for the Model 3 — Tesla’s most affordable sedan. No love for the Model Y, Model S, or Model X with this promotion.
Here are the details:
- Available for a loan term of up to 60 months.
- In some states, it’s available with $0 down.
- Buyers will need top-tier credit to qualify.
- Applies mostly to the base rear-wheel-drive Model 3.
If you crunch the numbers, even with no down payment upfront, you’re looking at saving around $6,000 in interest charges over the life of the loan compared to today’s standard financing rates. That’s a huge win for buyers — if you qualify.
In today’s high-interest environment, a 0% APR deal is almost unheard of. Most automakers are offering rates between 3% and 6%, even for their promotions. So, Tesla’s move here is a big signal: they need to move inventory fast.
For long-time Tesla owners, the second part of the new sales push might be even more exciting: the return of Full Self-Driving (Supervised) transfers.
Here’s how it works:
- If you bought Tesla’s Full Self-Driving package (priced anywhere between $7,500 and $12,000 depending on when you bought it) for your current car, you can transfer it to a new Tesla.
- Normally, buying a new Tesla meant having to pay again for FSD — a huge pain point for many customers.
- With this offer, you keep your FSD without having to repurchase.
However, there’s a catch: Tesla hasn’t said exactly when this deal will expire, but it’s clear it won’t last into the third quarter. So, if you’re thinking about upgrading, you’ll need to act quickly — likely before the end of June.
Tesla’s decision to roll out these strong incentives isn’t random. The EV giant is facing increased pressure on several fronts:
- Competition is heating up: Rivian, Ford, GM, and even newcomers like Lucid are getting better every year.
- Global economic challenges: Higher interest rates, inflation, and economic uncertainty are making buyers more cautious.
- Political and trade tensions: New tariffs and government policies could push EV prices even higher, making the current deals look even better by comparison.
In short: Tesla needs to keep its momentum. It’s easier (and cheaper) to keep an existing customer inside the Tesla ecosystem than to win a new one from a competitor.
More Discounts Across the Tesla Lineup
The Model 3 isn’t the only Tesla model getting attention. Around the world, Tesla is launching aggressive promotions to keep buyers interested:
- In China, the new Model Y is available with 0% APR financing.
- The older Model Y versions are seeing major discounts to clear out inventory.
- Even the controversial Cybertruck — with its bold, slab-sided design — is being offered for thousands off MSRP right now.
Clearly, Tesla is serious about moving vehicles. Whether it’s sweetening financing deals, cutting prices, or making it easier for loyal owners to upgrade without losing expensive features like FSD, the company is doing everything it can to close sales before the end of the quarter.
If you’ve been on the fence about buying a Tesla, this might be one of the best opportunities in a while:
- Lower financing costs mean lower monthly payments.
- FSD transfers make upgrading much more affordable for existing owners.
- More negotiating power as Tesla looks to move inventory fast.
However, the clock is ticking. These offers won’t stick around for long, and with Tesla’s history of sudden changes to pricing and incentives, waiting too long could mean missing out.
Tesla’s latest sales push shows just how competitive the EV market is becoming in 2025. Gone are the days when Tesla could rely on brand hype alone — today, it has to fight harder for every customer. For shoppers, that’s great news. Strong incentives like 0% APR financing and FSD transfers could save thousands of dollars if you act quickly.
Just remember: read the fine print, make sure you qualify, and move fast if you’re serious. In a market this competitive, the best deals don’t stay on the table for long.
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